The Most Intelligent Way to Manage Money
Forget boring budgets and stressful spreadsheets. Harper spots your spending patterns and helps you build money habits you’ll actually stick to. No judgment, just smart advice and gentle nudges to keep your finances steady and your future secure.
Small daily habits, big long‑term results
Financial Freedom Starts with Harper
Spend your days on what brings you happiness. Harper takes care of your finances with intelligent insights and gentle nudges—so you can enjoy every moment with confidence.
A glimpse of Harper in action
From instant insights to bill tracking and budgets, Harper keeps everything unified and easy to navigate.
Chat & Guidance
Personalized tips that adapt to your habits.
Balances & Insights
See everything in one place without the noise.
Budgets & Bills
Stay on track with gentle reminders and limits.
Bank-grade protection powered by Plaid
We never see or store your bank usernames or passwords. When you link an account, you authenticate securely with Plaid—trusted by millions—to create a read-only connection. Your data travels over encrypted channels and stays encrypted at rest.
- End-to-end security: TLS in transit, AES‑256 at rest
- Read-only access: we can’t move money or make changes
- Revoke anytime: disconnect accounts from within the app
Plaid is an independent third-party provider used by leading banks and fintech apps to enable secure account connectivity.
Ready to manage money the smart way?
Join the waitlist to get TestFlight access and be the first to try Harper on iOS.